Differentiate among types and regulations of electronic monetary transactions.

Differentiation should include

  • direct deposit
  • check cards and debit cards
  • ATM banking
  • online and mobile banking and bill-paying
  • online investing
  • wiring of funds
  • digital currencies,
  • Automated Clearing House (ACH)
  • the legal ramifications of Check 21
  • government banking regulations (e.g., Regulations D, G, and Z).