Summarize the insurance requirements for a food service business.

Summary should include the types of mandatory insurance (e.g., fire, health, accident, liability, workers’ compensation).

Process/Skill Questions:

Thinking

• Why is insurance important?
• Why is risk management important to a food service facility?

Communication

• What types of insurance are needed for the operation of a food service facility?
• What resources are available to help evaluate insurance companies?

Leadership

• How can insurance affect the employee and the business?
• What type of insurance covers employees injured on the job?

Management

• Who is responsible for maintaining insurance coverage?
• Who determines the amount of liability insurance required for the business?